WHAT'S ON YOUR REPORT? (4th Test Post)

Once you get to the credit bureaus, you will need to work though the questions they ask. This is important since it is verifying that you are the person you say you are. Once this process is complete, you will be taken to an online version of your credit report. You cannot change information here directly but rather must go through a specific reporting process.

Locate the credit card accounts listed. You may notice some that are very old, perhaps even your oldest credit cards. If they are good reports, for example, they are not reporting anything is in collections or overdue, leave them there! The longer you have had credit the more experience you have. It is a good thing to have older cards especially with good histories on your account. Do not remove these.

​Locate the credit card accounts listed. You may notice some that are very old, perhaps even your oldest credit cards. If they are good reports, for example, they are not reporting anything is in collections or overdue, leave them there! The longer you have had credit the more experience you have. It is a good thing to have older cards especially with good histories on your account. Do not remove these.